Multi-Red offers you an account where you can have and manage your money. You also can make transfers to your friends, borrow, collect, pay and withdraw money in a very easy way.
In addition you can create the savings goals you want, also have a reserve account like saving against unforeseen circumstances and a few pockets to organize your money.
With Multi-Red you dont have a handling fee and it does not cost you a penny to take, send, order, pay or recharge.